Preventive Measures

Changing Your Daily Routine  |  Credit & Finances  |  Online Security

Online Security

  • Avoid using the "Remember Password" function on any website that contains personal or financial information. Anyone using your computer can access the same information or conduct business in your name, like in a public internet terminal.
  • If you store personal information (such as passwords or credit card numbers) on your computer or personal digital assistant, use an encryption program to protect it. Keep an electronic record, like a writable CD, of the sensitive information and store it in a secure place whenever you are not using it.
  • When disposing your computer, erasing or reformatting the hard drive does not completely remove the information you do not want others to have. Use special software to "clean" your hard drive so that your files cannot be retrieved.
  • Keep your antivirus software updated regularly and your operating system and software secure by installing all security updates and patches.
  • Be wary of "phishing" scams designed to lure you into submitting personal information online. These messages may look like the official correspondence from the company you do business with, but do not be fooled. Legitimate companies never request sensitive information via e-mail. As always, when in doubt, call the company's customer service centre.
  • When you shop online, consider using one credit card exclusively for that purpose. That way you can monitor all online purchases on one statement, and keep another card for physical purchases and transactions.
  • Before ordering anything online, look for a closed "padlock" icon on the page and make sure the address begins with "https://". This signifies that encryption software is used by the server to create a secure transaction.
  • Although storing your credit card information on a shopping or service website may seem convenient, it greatly puts your credit at risk. Even highly respected online vendors have had their share of security breaches.
  • Unsolicited email attachments can wreck havoc on your computer. A message may look like it is from a trusted source, but it is possible for a deceitful person to pretend to be someone else. If you are not expecting an attachment, do not open it or reply to the sender.
  • Never walk away from a publicly accessible computer you are logged in to. Someone else can easily use that computer to perform illegal activities in your name. You can even be considered the primary suspect, and you will have to prove your innocence. Log out of all services before any public computer, like in an internet café.

 

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Security Tip:

Keep in a secure place a photocopy duplicate of all credit and identification cards you carry with you, including images of the front and back, so that you can quickly call the issuers to inform them about missing or stolen cards.

 
 
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